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The Chetson Law Firm, PLLC

Raleigh Bankruptcy Lawyer

Dispelling Bankruptcy Myths

When people are dealing with crazy credit card interest, facing job loss or trying to avoid home foreclosure, it can be very challenging to find the money to pay bills on time; and getting behind in payments only creates a vicious cycle that seems never-ending. Do you find yourself in this situation? Have you considered bankruptcy but don't know if it's the right way to go due to all the misinformation out there? To make your decision based on fact rather than on misconception, you are invited to contact a Raleigh bankruptcy attorney at The Chetson Firm at your earliest opportunity. They know the true facts about bankruptcy and welcome your questions and the chance to help you decide the best path to take towards a debt free future.

Bankruptcy Attorney in Raleigh

Bankruptcy is not right for everyone, and in some cases there are good alternatives to bankruptcy such as debt negotiation or debt settlement that provide a viable solution to overpowering debt. In order to make an informed decision about how to move forward in your case, you must differentiate between the inaccuracies and the facts. Some widespread myths about bankruptcy include:

  • A Chapter 13 plan requires full repayment
  • If you work, you can't file for bankruptcy
  • It's smart to max out credit cards prior to filing
  • All tax debt and medical bills are non-dischargeable
  • You will never be able to get credit again
  • Married couples cannot file as separate entities
  • Bankruptcy is a one-time only fix for debt problems

The firm is very well versed in federal and North Carolina bankruptcy laws and is proud of helping people take charge of their money and their lives. They will tell you the truth about the benefits and consequences of bankruptcy and will do everything possible to protect your constitutional rights as you seek relief from your overwhelming debt.

Their approach sets them apart in their law practice, as they will use their expertise to help you file for bankruptcy, but will also not hesitate to aggressively defend your rights against illegal creditor harassment and unfair debt collections.

To obtain the confidential, caring and straightforward representation you deserve, contact a Raleigh bankruptcy lawyer today.

919-799-2586