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The Chetson Law Firm, PLLC

Raleigh Legal Help - The Bankruptcy Process

What steps does a bankruptcy involve?

Although the bankruptcy process contains much detailed work and complexity, it need not be overwhelming with the help of a Raleigh bankruptcy lawyer. Your legal counsel can take care of the paperwork and ensure all required steps are completed accurately and timely. Although certain complications or additional steps may arise in certain cases, a straightforward Chapter 7 bankruptcy case involves the following:

  • Your legal representative will review your financial situation and help determine the most appropriate type of bankruptcy to pursue.
  • Your bankruptcy petition is prepared and filed in accordance with local and federal bankruptcy court regulations.
  • A First Meeting of Creditors occurs approximately 30 to 40 days following the filing. Questions will be asked regarding your assets, debts, petition and related subjects. You must attend the hearing but your attorney can represent you throughout.
  • If needed, your lawyer will address any outstanding issues with creditors regarding secured property or retaining credit cards.
  • Approximately 60 to 75 days following the First Meeting of Creditors, the bankruptcy court will issue a discharge of your debts.

Raleigh Bankruptcy Attorney

The Chetson Firm can help you through the entire process of your bankruptcy, from determining which type of bankruptcy is right for you, to the point where you get to enjoy life after bankruptcy. Chapter 13 cases involve more actions than those mentioned above and the firm can also address them efficiently and effectively. Whatever complexities your case contains, such as a creditor filing a motion or adversary action, the team at the firm will fight for your rights and a successful resolution to your case. They offer a free consultation to help you get started.

Contact a Raleigh bankruptcy lawyer for help understanding what is involved in a bankruptcy and for skilled guidance throughout the entire process.

919-799-2586