Raleigh Chapter 7 Attorney

About Chapter 7 Bankruptcy

When people are facing financial devastation, are behind on their bills and are being harassed by debt collectors and creditors, their situation can feel overwhelming and hopeless. It is often hard to think straight and know where to turn for help. If you find yourself in this situation, please contact a Raleigh bankruptcy lawyer at The Chetson Firm for help. Lawyers at the firm have extensive bankruptcy and debt defense experience and can give you sound advice about whether you should file a Chapter 7 bankruptcy or whether another debt relief option is better for you. They treat their clients with dignity and respect at all times and are eager to discuss your situation and recommend the path you need to take to get your life back on track.

Chapter 7 Bankruptcy Lawyer in Raleigh

Bankruptcy is a constitutional right per Title 11 of the U.S. Code, and helps citizens to reestablish their previously insolvent financial situations. Chapter 7 or Chapter 13 bankruptcy petitions are the most common types of bankruptcy filed, with requirements and exemptions specific to North Carolina in both types. Eligibility is determined by the results of a legally required means test. If you have low income, Chapter 7 is usually the best choice to alleviate your debt problems. Once your petition is filed, an "automatic stay" is ordered by the court to stop repossessions and wage garnishment and cease other debt collection efforts by your creditors. Your Chapter 7 bankruptcy can be completed in most cases within two to three months after you file. When complete, your eligible debts have been discharged, which is a huge relief to most people.

Filing for bankruptcy is an extremely complex process best undertaken by the knowledgeable attorneys at the firm, who approach bankruptcy differently than most other law firms. If you choose them, you will not only obtain skilled representation in your bankruptcy filing, but can rest easy knowing that if necessary, they will also fight against harassing creditors or unfair debt collection practices. They have the expertise and resources to take the stress off of you during this traumatic time and look forward to helping you get a fresh financial start.

For an opportunity to start over financially with a firm you can count on, contact a Raleigh chapter 7 attorney today.