Raleigh Bankruptcy Lawyer

About the Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act was established in order to stop abusive debt collectors from using unethical practices in the debt collecting process. These prohibited practices include using profanity, threatening to sell the debt to coerce payment, calling the debtor too frequently, not immediately disclosing identity, and using threats of violence, or against one's reputation. Debt collectors must abide by these rules and when they fail to do so, the debtor has legal recourse against them.

In these troubled financial times, many people and their families are weighed down with unemployment and underemployment, and therefore face difficulty in paying all of their debts on time. The practice of creditor harassment only adds to the distress and confusion many debtors face in North Carolina and in the country. If you or someone you love has experienced any questionable collection practices on behalf of creditors, we strongly recommend you contact a Raleigh bankruptcy attorney at once to protect your rights and pursue justice against these unscrupulous acts.

Aggressive Defense Against Unfair Collection Practices

At The Chetson Firm, you are in very knowledgeable and experienced hands when facing unethical and inappropriate collection activities on behalf of creditors. The firm has rigorously and thoroughly defended clients subjected to these illegal activities by collection agencies, including mortgage companies, credit card companies, and other debt collectors, and can help you put together the best legal plan for your particular circumstances. With extensive knowledge of the Fair Debt Collection Practices Act and its potential abuses, an attorney at the firm will aggressively pursue damages from liable parties, and help protect you against these illegal tactics, now and in the future.

Contact a Raleigh bankruptcy attorney at the f irm if you have been subjected to abusive collection practices and need high quality, committed legal defense.